Capital Gain Bonds – Investx By X Capital India Imf Private Limited

Capital Gain Bonds

Capital gain bonds are specific investment instruments that help investors save taxes on long-term capital gains arising from the sale of certain assets. Here’s what investors need to understand about them:

Basic Concept

Capital gain bonds (also known as Section 54EC bonds) allow investors to claim exemption from long-term capital gains tax by investing in these specific bonds within six months of selling the asset.

Key Features

Tax Exemption: Investment in these bonds provides tax exemption under Section 54EC of the Income Tax Act
Eligible Capital Gains: Applicable for long-term capital gains from sale of land or building/house property
Investment Limit: Maximum investment capped at ₹50 lakhs per financial year
Lock-in Period: 5 years (cannot be sold, transferred, or used as collateral during this period)
Interest Rate: Generally 5-6% per annum (paid annually)
Interest Taxation: Interest earned is fully taxable as per the investor's income tax slab
Minimum Investment: Usually ₹10,000 with additional investments in multiples of ₹10,000

X Capital India IMF Private Limited is a Wealth Management company dedicated to helping individuals, families, professionals, business owners, and NRIs achieve financial security and long-term wealth creation.

Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.

AMFI Registered Mutual Funds Distributor | ARN-348486 | Initial Registration: 11/12/2025 | Current Validity: 10/12/2028