Meet Our Founders
Meet the Visionaries Behind X Capital India
Empowering Financial Futures. Inspiring Financial Confidence.
At X Capital India IMF Private Limited, we believe wealth management is more than managing money—it’s about helping people realise their dreams, protect what matters most, and build a lasting legacy.
Our founders combine deep expertise in Economics, Insurance, Investments, and Law to deliver holistic financial solutions with integrity, transparency, and a client-first approach. Their shared vision is simple: to make professional financial advice accessible, understandable, and impactful for every individual and family.
Garima Kaushal
Co-Founder & Director
“Creating Wealth with Purpose. Protecting Dreams with Planning.”
A Gold Medalist in Insurance & Actuarial Sciences and an Economics graduate, Garima Kaushal brings over 16 years of experience in wealth management, mutual funds, insurance, and financial planning.
Known for her research-driven investment philosophy and goal-based financial planning, she has helped hundreds of families and professionals build, protect, and grow their wealth with confidence.
As a respected Financial Educator and Content Creator, Garima is passionate about simplifying personal finance through seminars, podcasts, digital platforms, and investor awareness initiatives—empowering people to make smarter financial decisions.
“Financial freedom is not about earning more; it’s about making every rupee work with purpose.”
Madhu Gupta
Co-Founder & Director
“Integrity is the Foundation of Every Financial Decision.”
A Law Graduate and governance professional, Madhu Gupta provides the legal and regulatory strength that defines X Capital’s culture of trust, transparency, and ethical excellence.
She ensures that every client relationship is built on compliance, accountability, and long-term confidence. Her strategic leadership reinforces the firm’s commitment to putting clients’ interests first while maintaining the highest standards of professional integrity.
“Trust is the most valuable asset we help our clients build.”
The X Capital Promise
Together, Garima and Madhu represent a new generation of women leaders redefining wealth management through knowledge, integrity, and personalised advice.
At X Capital, we don’t just recommend financial products—we help you:
- Grow Wealth through disciplined investing.
- Protect Your Family with the right insurance solutions.
- Plan for Life's Milestones with confidence.
- Achieve Financial Freedom through strategic planning.
- Build a Legacy that lasts for generations.
Because true wealth isn’t measured by what you earn—it’s measured by what you protect, grow, and pass on.